Real estate appraisal services for homeowners in New Hampshire and Vermont.

The top reasons NH homeowners order from Above the Notch Appraisals:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a town's assessment of your property
Remove PMI to cut your monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce, when property needs to be divided
To determine the true market value of real estate in question to settle an estate in NH or VT

Do you own a home and need help determining the price of it?
Contact Above the Notch Appraisals.

At Above the Notch Appraisals, we understand the particular needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPA's. As our client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers are objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at, so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Above the Notch Appraisals is experienced in helping customers just like you remove unwanted and unneeded PMI insurance.

Challenge property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other homes close by. That means you're paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Above the Notch Appraisals is your smartest choice when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be disadvantageous from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Above the Notch Appraisals can help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned professional double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.